Barugahara, Florence ORCID: https://orcid.org/0000-0002-6639-2305 and McDowall-Emefiele, Sharin (2025) The moderating role of education on the financial inclusion-food poverty nexus: the case of Uganda. International Journal of Development Issues.

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Abstract

Purpose

This paper aims to investigate the moderating role of education on the financial inclusion-food poverty nexus: the case of Uganda.

Design/methodology/approach

Using data from the Uganda National Household Survey 2019 / 2020, this study uses a binary Logit model to examine the impact of three dimensions of financial inclusion, namely, ownership of a savings account, access to credit and a financial inclusion index on food poverty, with emphasis on the interaction between education and financial inclusion.

Findings

The study finds that both financial inclusion and education significantly reduce food poverty, with education enhancing the effectiveness of financial inclusion in this regard. The interaction between financial inclusion measures and education is statistically significant, highlighting education’s role in improving the utilisation of financial services to alleviate food poverty.

Originality/value

While financial inclusion’s role in reducing poverty and improving economic well-being has been studied, the moderating role of education remains underexplored. This paper addresses this gap by analysing how education interacts with financial inclusion to jointly influence food poverty, focusing on education as a moderator in the financial inclusion – food poverty relationship.

Item Type:	Article
Additional Information:	‘© 2025, Emerald Publishing Limited. This AAM is provided for your own personal use only. It may not be used for resale, reprinting, systematic distribution, emailing, or for any other commercial purpose without the permission of the publisher’
Status:	Published
DOI:	10.1108/IJDI-11-2024-0300
Subjects:	L Education > L Education (General)
School/Department:	London Campus
URI:	https://ray.yorksj.ac.uk/id/eprint/12016

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